New Bipartisan Bill Aims to Ensure Health Insurers Cover Prosthetics for Ohio Residents

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New Bipartisan Bill Aims to Ensure Health Insurers Cover Prosthetics for Ohio Residents

When someone loses a limb, getting a prosthetic device is often the next step. However, many of these devices can’t get wet or don’t offer enough movement for someone to enjoy sports and other activities. In Ohio, two lawmakers are stepping up to tackle this issue.

Rep. Dontavius Jarrells (D-Columbus) shared that not all prosthetics have the same features. Some are limited in use, which can lead to a loss of independence and connection to others. “The cost of not being able to move is a loss of freedom, dignity, and possibility,” he said.

Prosthetics can be expensive, sometimes costing thousands of dollars. Although there are some grants available, Jarrells believes families shouldn’t have to depend on those. He plans to sponsor a bill with Rep. Jean Schmidt (R-Loveland) that would require private insurers in Ohio to cover medically necessary prosthetic or orthotic devices. This proposal is similar to the “So Every Body Can Move” laws in other states, which have not significantly raised insurance costs.

Jarrells pointed out that the current system for getting mobility devices is complicated and frustrating. His legislation aims to keep the process straightforward and retain the current guidelines for replacing devices without capping their costs.

Dr. Victoria Heasley, a medical professional supporting this bill, emphasized the importance of movement. “Physical activity improves cardiovascular health, mental well-being, and social connections,” she noted. For many with limb loss, barriers to access often prevent participation in sports—it’s not about ability; it’s about affordability.

While the legislation is still in the works, the hope is to introduce it soon. This step could mean a brighter future for many Ohioans who only want the chance to stay active and engaged in their communities.

For context, a study from the American Physical Therapy Association found that individuals with disabilities who engage in regular physical activity report better mental health and higher levels of happiness. This data supports the idea that accessible prosthetics can make a meaningful difference in people’s lives.

As attitudes shift and lawmakers recognize the need for better access, the hope is that more inclusive policies will follow, allowing everyone the freedom to move, play, and live to their fullest potential.



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