FRESNO, Calif. — As the new year begins, many Californians are facing higher health insurance premiums. This shift comes as pandemic-related subsidies that helped reduce monthly costs have now expired.
Jessica Altman, Executive Director of Covered California, emphasizes the importance of understanding how these changes affect individuals and families. Unfortunately, Congress left for the holidays without extending these tax credits, which has led to financial strain for many.
Some local residents have shared their concerns about the rising costs. For example, one man reported his premium skyrocketing from $532 to $1,296. Another woman said she pays $854 for coverage for herself and her daughter. A mother revealed that her plan with Blue Shield for herself and two children costs $1,300 a month, excluding vision and dental care.
Fresno County Health Educator Leticia Berber warns that as premiums rise, more people may become uninsured and subsequently seek routine care at emergency rooms. “Many believe they can get immediate help at the ER, but that can cause overcrowding,” she stated. Currently, local hospitals are already overwhelmed with flu-like illnesses.
For those uninsured or seeking non-emergency care, Berber advises reaching out to local clinics. Many of these clinics use a sliding fee scale based on income, making healthcare more accessible. “It’s crucial to call your local health clinic before heading to the ER for non-emergencies,” she explains.
Covered California’s open enrollment period lasts until January 31. This provides an opportunity for Californians to explore different plans and find coverage that fits their budget.
As a point of reference, a report from the Kaiser Family Foundation in 2023 shows that nearly 7 million Americans saw their monthly insurance premiums increase after the end of the subsidies. The situation reflects a broader trend in healthcare where rising costs could drive more individuals to rely on emergency services for basic healthcare needs.
Staying informed about health insurance options is key. With understanding and careful consideration, individuals can navigate these changes and find the best plan for themselves and their families.
Source link
california, healthcare premiums, pricing increase, health insurance, timely, 18339482
