Bank holidays January 2025: Banks throughout India observe closures throughout nationwide and regional holidays, with variations by state. While many financial institution prospects desire conducting banking actions on Saturdays, you will need to be aware that banks stay closed on second and fourth Saturdays, alongside Sundays.
The Reserve Bank of India (RBI) points a complete state and area-particular vacation calendar yearly.
During official holidays, prospects can carry out each financial and non-financial transactions via digital channels together with Internet banking, SMS banking, and WhatsApp banking services. To make the most of these distant banking providers, purchasers should full the mandatory registration course of beforehand.
The RBI categorises financial institution holidays beneath two major sections: the Negotiable Instruments Act Holiday, and Banks’ Closure of Accounts.
Bank Holidays January 2025: Are banks open or closed this Saturday on January 4, 2025
Banks are open on January 4, 2025, as it’s the first Saturday of the month. Customers ought to be aware that banks will function on each first, third, and fifth (if relevant) Saturday except there’s a designated vacation.
The January 2025 financial institution holidays embody New Year’s Day/Loosong/Namsoong, Loosong/Namsoong/New Year Celebration, Sri Guru Gobind Singh’s Birthday, Missionary Day/Imoinu Iratpa, Makar Sankranti/Uttarayana Punyakala/Pongal/Maghe Sankranti/Magh Bihu/Birthday of Hazarat Ali, Thiruvalluvar Day, Uzhavar Thirunal, and Birthday of Netaji Subhas Chandra Bose/Vir Surendrasai Jayanti, with particular observances various by area.
Banks in Chandigarh will observe a vacation on January 6, 2025, marking Sri Guru Gobind Singh’s birthday. Additionally, monetary establishments in Aizawl and Imphal will stay closed on January 11 for Missionary Day/Imoinu Iratpa.
Several areas together with Ahmedabad, Bengaluru, Bhubaneswar, Chennai, Gangtok, Guwahati, Hyderabad (Andhra Pradesh), Hyderabad (Telangana), Itanagar, Kanpur and Lucknow can have financial institution closures on January 14, 2025, for Makar Sankranti/Uttarayana Punyakala/Pongal/ Maghe Sankranti/Magh Bihu/Birthday of Hazarat Ali.
Chennai banks will observe two consecutive holidays: January 15, 2025, for Thiruvalluvar Day, adopted by Uzhavar Thirunal on January 16, 2025.
On January 23, 2025, banks in Agartala, Bhubaneswar and Kolkata will stay closed to commemorate the beginning anniversary of Netaji Subhas Chandra Bose and Vir Surendrasai Jayanti.