Expert Warns: Cutting Climate Adaptation Assistance Could Leave Kiwis Vulnerable

Phasing out government assistance for climate adaptation and property buy-outs has sparked strong reactions from experts. Jonathan Boston, a climate policy specialist at Victoria University, calls it “morally bankrupt.” He believes the government’s responsibility is to protect its citizens, especially during natural disasters.

A recent report from an independent reference group advises that homeowners won’t receive buy-outs after a transition period, which raises concerns. Instead, the group suggests a “beneficiary pays” method for funding adaptation projects like flood defenses. This means those who benefit the most should bear more costs. However, this approach could burden vulnerable communities that can’t pay.

Boston argues that the recommendations are flawed. He explains that people often don’t make rational choices, influenced by cognitive biases and limited financial options. He criticizes the idea that individuals can make informed decisions without government support, particularly when facing risks from climate change.

Raewyn Peart from the Environmental Defense Society echoes these sentiments. She worries that the report pushes for “unmanaged retreat,” allowing people to decide whether to move away from danger without comprehensive planning. This could lead to a fragmented community where some residents, unable to relocate, remain in hazardous areas.

Insurance expert Kris Faafoi highlights another pressing issue: rising insurance costs. As climate hazards increase, insurers may raise premiums or withdraw from high-risk areas entirely. This presents a challenge for many homeowners, as finding affordable insurance becomes tougher.

The urgency of this situation is emphasized by recent statistics. A survey by the Insurance Council revealed that 40% of New Zealanders have experienced extreme weather effects, such as flooding or storms, in the past year. This highlights the growing impact of climate change on everyday life.

Government ministers, like Simon Watts, acknowledge these challenges. They promise to review the recommendations carefully but also emphasize that no immediate changes will be made. The aim is to create a national adaptation framework based on a variety of expert insights.

The conversation around climate adaptation is evolving, and the latest report reflects a crucial moment in New Zealand’s approach. As experts weigh in, it’s clear a balanced solution is needed to safeguard communities while promoting resilience in the face of climate change.

For more detailed insights, you can refer to the full report from the Ministry for the Environment here.

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