I recently overheard a conversation in a West LA coffee shop about a kitchen “refresh” for twenty thousand dollars. To some, that might seem trivial. But for many, it’s a life-changing amount. This made me think about how money impacts daily decisions differently based on where you stand on the wealth spectrum.
Here are some common everyday choices that highlight just how big that gap can be.
Calling a Professional
Wealthy families often call in an expert for even minor issues—like a noisy dishwasher or a slow computer. They view it as a simple fix. On the other hand, many lower-middle-class families must weigh every repair’s necessity. They might ask, “Can we fix this ourselves?” or “Can it wait?” My grandmother, for example, learned to tackle repairs on a teacher’s salary, not out of preference, but necessity.Frequent Takeout
Some people spend more on delivery apps each month than many families do on groceries entirely. It’s not overspending; it’s about convenience. For those on tighter budgets, takeout is a rare treat. I remember prepping meals every Sunday just to make ends meet.Replacing Items Early
Wealthy individuals often replace items—even if they’re still functional—just because they want the latest model. Conversely, lower-middle-class families tend to squeeze every bit of use from their possessions. They won’t buy a new phone until the old one won’t turn on anymore.Healthcare Access
Wealthy people visit doctors without a second thought, while others often delay care due to costs. Many friends of mine have had to wait months to see a doctor because they fear the expenses. This can turn small issues into significant health problems.Spontaneous Plans
For some, a weekend trip or concert is just a simple booking. For others, every outing involves budget crunching. I know from experience how hard it is to turn down social invites due to financial constraints.Grocery Shopping
In places like Whole Foods, you can spot the differences in shoppers. Some toss organic items in their carts without looking at prices, while others constantly compare costs. That variation often dictates what families can afford to eat.Childcare Decisions
For wealthy families, childcare is a norm. Meanwhile, lower-middle-class families must navigate complex schedules to avoid steep costs. My parents had to work around our school schedules just to keep us cared for on a budget.Pursuing Hobbies
Wealthier individuals can invest in hobbies without a second thought. If you lack discretionary income, every hobby-related purchase can feel burdened by budget constraints. I often had to settle for cheaper gear just to keep pursuing photography.Home Comforts
Basic comforts like air conditioning or comfortable furniture are expected for the wealthy. For those with tighter budgets, these are luxuries, leading to tough decisions about running the AC or repairing broken items.
These aren’t extravagant choices. They reflect how people experience life differently based on income. It’s a stark reminder of how many small expenses can feel overwhelming for some, while others hardly notice.
Understanding this disparity isn’t just about guilt; it’s about recognizing that many are striving to make it work in an increasingly expensive world. The real issue isn’t how the wealthy spend, but that these everyday expenses are becoming unattainable for those earning a paycheck while trying to support their families.
