A storm hit New Zealand on average every eight days last year, leading to a sharp rise in insurance claims. According to IAG’s Wild Weather Tracker, the country faced 46 storms from March 2025 to February 2026. This surge has made many Kiwis more aware of climate change risks, prompting them to protect their homes better.
Severe weather is increasingly common in spring and summer, signaling a shift in climate patterns. There were over 33,000 storm-related claims covering various damages. The worst incident was in October 2025 when a fierce storm in Southland caused widespread power outages by toppling trees and power lines.
More than 5,000 claims were made with AMI, State, and NZI, all under IAG. A recent survey shows that public awareness and preparedness for bad weather have increased significantly. The number of people taking protective steps for their homes has doubled from 40% in 2022 to 80% now. Alarmingly, nearly 60% of respondents reported feeling anxiety related to storms.
Bryce Davies, a climate spokesperson for IAG, highlighted that storms have become more frequent and severe in just 15 years. IAG data shows that the average number of storms has jumped from about one per month to three or four. Davies noted that the public is increasingly concerned, with 75% calling for more investments in risk management.
Despite these worries, the government’s response has been slow. According to Kris Faafoi, the CEO of the Insurance Council, urgent action is needed for funding climate adaptations. Davies pointed out the mismatch between public concern and the actions being taken. He emphasized that a more organized approach is needed to address the risks effectively.
People are looking for a comprehensive plan involving better laws, funding, and resources for local councils. IAG aims to provide insurance for as many Kiwis as possible, making it easier to manage climate-related hazards with a cohesive response.
As New Zealand faces a more unpredictable climate, adapting quickly isn’t just a necessity—it’s vital for the safety and well-being of its people. For more on climate adaptation strategies and resources, you can check out this detailed report.
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